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Quit Like a Millionaire
by Kristy Shen & Bryce Leung
How two engineers retired in their early 30s — without a trust fund, inheritance, or lucky startup exit. A practical, math-first guide to FIRE (Financial Independence, Retire Early) that actually shows the numbers.
Key takeaways
- ★Early retirement is a math problem, not a lifestyle fantasy
- ★The 4% rule: withdraw 4% of your portfolio annually to never run out
- ★Geographic arbitrage can dramatically accelerate your timeline
- ★Flexibility in spending protects against sequence-of-returns risk
- ★The point isn't to stop working — it's to stop having to work